Fintech startups are new businesses that have opened combining financial instruments and applications within a digital platform. These startups have played a key role in digitalizing a country along with its economy. Through these startups financial activities such as banking or investing have become much easier along with getting higher accessibility to information.

This article elaborates on the leading fintech startups in Bangladesh.

1. Bkash

Bkash is one of the leading fintech startups in Bangladesh.

Established in 2010, Bkash is a leading mobile financial service of Bangladesh. It is one of the leading fintech startups in Bangladesh in terms of customers served and volume of transaction.

Through Bkash individuals can make payment, pay bills, deposit money, take out cash, recharge sim balance, and more through their Bkash App on their phones.

2. Nagad

Established in 2019, Nagad is one of the fastest growing mobile financial services of the country and a leading fintech company of the country. Like Bkash, their mobile app also provides services such as make payment, pay bills, deposit money, cash out, donations, and more. But the service costs at Nagad is one of the lowest compared to other mobile financial services.

3. Rocket

Rocket is the mobile banking segment of Dutch Bangla bank. It is one of the pioneering mobile banking services of Bangladesh and one of the leading fintech startups in Bangladesh. It provides banking and financial services, such as cash-in, cash out, merchant payment, utility payment, salary disbursement, foreign remittance, ATM money withdrawal through mobile phone etc.

You might also like to read about the top real estate companies in Dhaka.

4. Wind

Wind is a revolutionary non-custodial wallet designed to facilitate borderless payments. The company is fueled by a powerful mission: to unleash the freedom of your money, just like the wind, while eliminating borders and minimizing transaction costs.

Wind’s aim is to empower creators, entrepreneurs, and businesses of the modern era to exceed boundaries and limitations. Whether you’re an individual or a business, Wind offers unparalleled services to enable your limitless potential.

5. Upay

Upay, the digital financial service brand of UCB Fintech Company Limited, has emerged as a game-changer in the financial industry. It is a subsidiary of the renowned United Commercial Bank, and since its inception in early 2021, it has been revolutionizing the way people manage their finances.

With a commitment to cater to individuals from all walks of life, Upay offers an extensive range of mobile financial services. From mobile transactions to utility bill payments, in-store and e-commerce payments, inward remittances, salary disbursement, airtime recharges, and various other value-added financial services, Upay has become a one-stop solution for all your financial needs.

What sets Upay apart from the rest is its unrivaled nationwide agent and merchant network. This extensive network ensures that customers can easily access and avail these exceptional financial services at a nominal fee. With Upay, financial convenience is now just a few taps away.

6. Shanta EasyTrade

Shanta EasyTrade, a revolutionary digital trading app, has been introduced by Shanta Securities Limited, a prestigious brokerage firm in the Bangladesh stock market. This cutting-edge application aims to empower both seasoned investors and newcomers by providing a seamless platform to effortlessly monitor market trends, compare opportunities, and execute trades effortlessly, anytime and anywhere.

Shanta EasyTrade features:

  • NTP Solutions: Next Generation Trading Platform
  • Self-Execution: Trade without a broker
  • Biometric Login: Secure login with biometrics
  • Multiple Account Trading & Dual Exchange: Manage trading in DSE and CSE simultaneously
  • Real-time Notifications: Stay informed

7. Trust Axiata Pay

Trust Axiata Pay or abbreviated as TAP is a mobile financial company established in 2020. It is co-owned by Trust Bank Limited and Axiata Digital Services Sdn Bhd, Malaysia. The company provides mobile payment services, cash withdrawals, bill payments, and more.

8. Gold Kinen

Gold Kinen, founded in 2022, is an app that lets customers buy gold in small amounts and receive it as coins and bars. The app makes it easy and affordable for everyone to save gold, starting from just 1g. Gold can be purchased for a minimum price of Tk500. Users can also gift gold to others, with the gold being sent directly to their Gold Kinen account.

9. iFarmer

iFarmer is Bangladesh’s leading Agri-fintech startup that intertwines finance and agriculture through enabling farm sponsorships to individuals and connecting them to farmers, and building a platform for investing into agriculture digitally.

10. SureCash

Established in 2010, SureCash is a leading FinTech brand in Bangladesh. They offer services such as utility bill payments, education payments, online payments, money transfers and more. The company currently has more than 700000 customers.

11. Dmoney

Established in 2016, Dmoney is one of the leading fintech startups of Bangladesh. The startup provides mobile wallets for money transfer and payments to customers, for making payments, withdrawing money, and more.

12. PayWell

Established in 2012, PayWell is one of the leading fintech startups of Bangladesh. It specializes in providing an online bill payment platform for consumers. Particularly providing services related to mobile recharge, electricity bills, water bills, gas bills, travel tickets, e-commerce, and more.

13. WeGro

WeGro is an agritech agricultural startup that connects farmers to their investors, with a vision to improve the agricultural supply chain. The company connects farmers with investors, market, quality input and the necessary data. Alternately, it provides investors the opportunity to invest in farms with high return and secured investments.

The financial startups mentioned above have already made significant impact within Bangladesh. Companies like Bkash, iFarmer etc. have transitioned individuals from the traditional means of conducting business to a more digitalized and efficient medium through their platforms. Changing lives for the better.


Rishun Islam is a content writer of Prothom Blog who is interested in history, finance and economics. Moreover, he loves adventurous tours to create memories and is fond of country-pop songs. Being from an economic student and tech enthusiast he writes mostly about tech, finance and business.

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